화재/재해/도난 미리 준비해�? 유병자실손보�?유병력자�?간편심사로 If a grammatical basic principle that's added to 서툴�?can be a vowel �?and there is no other alternative apart from a vowel �?then that grammatical theory cannot be additional to 서툴�? 해외여행 준비중이라�?주목! 여�